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Legal Eagle Q&A: My gran has offered to give me £10,000 deposit towards a flat but a friend told me that I won’t be able to get a mortgage if it is a gift. Is that true?
Question: My gran has offered to give me £10,000 deposit towards a flat but a friend told me that I won’t be able to get a mortgage if it is a gift. Is that true?
Answer: Each mortgage lender has its own set of rules, but usually they just want evidence that it is a proper gift and not an additional loan. If you disclose at the beginning that it is a gift, they will let you know if they still agree to the mortgage.
This article is by Melinda Giles at Giles Wilson Solicitors.
For legal advice please call 01702 477 106 or visit one of Giles Wilson's offices: 1711 London Road Leigh, 54 Leigh Broadway, 5 Roche Close Rochford
Website: www.gileswilson.co.uk
Twitter: https://twitter.com/GilesWilsonLLP
Facebook: https://www.facebook.com/GilesWilsonSolicitors/
To put question forward to Melinda @ Giles Wilson Solicitors please email joanna@leigh-on-sea.com
For legal advice please call 01702 477 106 or visit one of Giles Wilson's offices: 1711 London Road Leigh, 54 Leigh Broadway, 5 Roche Close Rochford
Website: www.gileswilson.co.uk
Twitter: https://twitter.com/GilesWilsonLLP
Facebook: https://www.facebook.com/GilesWilsonSolicitors/
To put question forward to Melinda @ Giles Wilson Solicitors please email joanna@leigh-on-sea.com
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